I been with ING Direct for over 10 years! I must say that I am really impressed with what they offer in terms of services and interest rates!
No fees! No minimum deposit!
All the money transfers in and out of my bank account always in a prompt manners
Interest Rate.. Sweet! Tax Saving Account is at 3% with no commitment/minimum! I love all the incentives they provide: referral bonus, early TSA contribution bonus...
ING direct deposits always eligible under the protection of CDIC.
I love their website design and their sense of humour!
I never ever talk to anyone in person because I never have any problems with them at all!
One draws back is you have to have another account in a full service bank! sigh....