Hmmmmm...this is a tough review to do. Maybe it's the paying $9+ for a bowl of soup that gets me, but I just don't get the hype surrounding pho. That being said, Pho Hoa does a good job compared to other pho places that I have been to. The service is friendly and quick, and the food tastes good. If you like pho, you will like Pho Hoa. Not sure what else to say since it really is just soup with noodles and meat.
One complaint that I have and the reason for four stars is that they have a minimum charge required for credit card use that they conveniently put just above the price of one order of pho. Stop being cheap and greedy, and start accepting credit cards for all charges.