We do all our banking with desert schools and have been very pleased. On July 25 we switched our auto loans there so we can have everything with them. Eddie who does auto loans was Fantastic, He got my loan to what I was paying with other credit union from when I bought the car. He kept following up with me everyday to make sure all was right and ready. Well my wife had bought a brand new car in January also and hers was also financed through another credit union. I asked him what he could do on that one and again he worked hard and diligently to actually get her a better rate and terms. So now we don't have to mail her payment anymore and can do everything on line with desert schools. Eddie was very persistent in getting us a better rate and with his detail and follow up on all the paperwork. He has a great personality and a joy to work with. We have been with desert schools since we've moved here and been very happy with the service of this branch.