I wish I had read all these reviews before I signed up on healthcare.gov. I made sure to check doctors and specific plans before I signed up, but when it came down to actually making an appointment with the doctors I was told they didn't take my plan and didn't know why Healthnet even had them on the website. I stopped trying to find a doctor after about a dozen tries and am paying out of pocket. I called healthcare.gov and they said I am stuck with Healthnet until November unless I can prove there was some mistake on the healthcare.gov website. Shouldn't negligence/fraud on the part of Healthnet count for something? We were all tricked! Now I am paying for an insurance I can't even use. Affordable healthcare isn't so affordable after all. The only reason I am keeping it is because I might get something covered if a tragedy happened. It is supposed to be everyday health insurance, not catastrophic insurance!