Ricky Miles is a fast talker who doesn't care how he makes the deal, just as long as he makes it. He is arrogant and unable to admit when he screws up. He never explained anything, my realtor had to explain step by step everything. I was finally fed up with it and went to another lender where Ricky then proceeded to send me texts over and over blaming me for him not explaining terms for the loan. Supreme lending may be a great company but I would avoid Ricky and his team.