nationwide is another business that sells you "scratch insurance" and is a total scam! my wife's glasses were to be scratch resistant and - scratched the first day! i will never go to another nationwide vision again! they really do not care about you at all!!! my frames were "split" due to my 'lenses" being too large! well, why sell them to me in the first place!!!! buyer beware of this business!!! i never state negativities unless true!!!