Kelsa is the BOMB Diggity! I have referred a number of clients and friends to her, and each one comes back singing her praises! She is super smart at "finding" money in your budget, and re-allocating the remaining money to the stuff that really matters to you. No matter what your situation, you MUST schedule a EUREKA session with her! It's worth at least twice what she charges. If you decide to hire her, you WON'T be sorry!