I dealt with Mike Gibbs after receiving an offer from Capital One to finance a car. I also had multiple calls & emails from other salesmen before I decided to call back. I emailed Mike 2 cars I was interested in & asked specifically if they qualified. I also asked because the price was so low what monthly payments would be ESTIMATED at. He gave me a formula that worked out to about 200 a month. Totally doable. Only I get there & the 2 cars DID NOT qualify-but he immediately runs over to another car that I can qualify for (my credit is bad.) I like the car. I say ok. Let's work numbers.
I get in at 335.00-a far cry over the 200.00 I anticipated. Again, I said ok. Only I was called back a few days later to "finalize" paperwork. What the hell was I there 4 hours for?
I go back in, bank rejected that rate, putting me instead at 395.00. I cried. Because really I am a single mom that's having to budget my already tight budget even tighter. I had a 1993 Toyota that mechanically ran well-the ac just didn't work & it was close to a 1000.00 fix. So I signed the paperwork.
I'd just say buyer beware because that has never happened to me or anyone else I know but apparently nothing was set in stone when I left.
So, the great deal I had since the priced well under blue book value went out the window with all the damn interest. Hopefully I can get the car paid off quicker than 5 years.
I haven't had any annoying follow up calls yet, but it's still early enough.