Never again will I waste my time with them. Applied on-line. Called to get pre-approved. Was told I was pre approved and got an email saying so
Was told to bring in documents to local store.
* Government/State Issued ID
* Proof of Income: your most current bank statement or pay stub (Since I own my own business and am self employed I was told to bring last 90 days bank transactions to show income)
* Proof of Bank Account: your most recent bank statement or a bank statement including the previous 30-days transactions.
So I gathered my info and went to the W. Sahara location. First I was told eventhough I filled out everything on-line they need a hand written application.. so I start filling that out.. waste of time number one... while I'm doing that I give them all the requested documents... Then I was asked for my business license... okay it was never mentioned I would need it, but luckily I had brought it just in case... My business is licensed in California, where I moved from and I am in the process of moving it to Nevada, so I give them the CA business license info and I am told that the business has to be licenesed in NV... so I have proof of income from a bank in town.. why in the world would it matter where the business is based.. if I worked for a business that has its corporate office in New York and I work in NV and I get paid in NV how does it matter where the business is based? This made no sense.. when I was pre approved on the phone it was never mentioned or asked where the business was licensed... They knew from my on line application and from my conversation on the phone that I owned my own business.. why wasn't it ever mentioned? How was I pre-approved then told I didn't meet their requirements after I had wasted my time gathering the info they wanted and going to their location?
I left and called their 800 number back.. explained to the customer service rep my problem and he agreed that it shouldn't matter at all where the business is licensed... he asked what location I went to and after a 10 minute hold (another total waste of my time it turns out) he connected me to someone who I believe was at the location I went to. Again I explained my problem and was told "That just our policy!" Really!??!!? Then how about you ask the question on the website or on the phone before you pre-approve someone and have them jump through hoops to get denied!
BIGGEST WASTE OF MY TIME EVER!