We did the one year no interest and are happy with our rings. We are 1 week away from paying off the full price. I got a bill for 38 cents today. I literally called the 1800 number in the car, on the way to pay off the rings, on the way to the store. I paid the exact amount, plus a few extra bucks.
Obviously they don't want me to pay it off in time, if i don't it's some 400 bucks in interest. So tomorrow I have lot take a subway lot Eaton Center to pay 38 cents. 38 cents in interest, but if I dont, it's over 300 bucks in interest.
I was debating on keeping my card active, maybe buy something. Not now, he'll no. They can suck it. I will walk into People's tomorrow and throw 4 dimes at them, and have my card destroyed