UPDATE: Can I give Midfirst a 6/5?? They caught a fraud attempt and declined it before it went through then left a VM for me less than 5 mins later. Back in the day Bank of America told us to "call back after the transaction goes through" when we noticed a pending fraudulent PayPal transaction in excess of $3000." Not Midfirst - they are ON IT! So glad we quit BofA and switched to a smaller bank that cares. Midfirst Bank is what banks used to be back in the day. Someone always answers the phone. There's always a smile and just enough friendly chit chat. They remember me when I walk in! Most importantly, my financial questions are answered and my financial needs are met. My girls get suckers and smiles every time. I half think my dog would get a bone if I took him through the drive-thru. We have hardly any bank frees and ATM fees charged by other banks are reimbursed to our account. I am extremely happy with Midfirst and I second how great Brad is although I'll add that I like everyone there!