After years of enduring this bank i am finally switching. If u have time to wait for help, stand in line, or if u r really daring try the drive thru and maybe someone is working it and didnt just 4get to shut off the green light, or maybe today the ATM wont be shut down "for servicing" then this is the bank for you. The up side is that there is usually enough clip board holders standing around ready to appologize with an excuse ready and pen in hand to take your name and tell u its going to be at least an hour. Save yourself some time and cross the street to wells fargo