Horrible experience...I was fully ensured at time of routine treatments over a 2 year span. I paid my co-pays on time, no issue. I move out of state and now it's been 3 years since I've lived in NV and I get a collections notice from the Doctor. Apparantly their billings were down so they reconciled and realized they didn't get paid. Because their office didn't bill correctly or timely the medical provider is refusing to pay which is correct per their contract. Now because of their inability to their job I have to get my credit ruined and pay collections $500.