Absolutely terrible experience...
Unless you agree to be fucked up the ass by higher than necessary interest rates, they won't even hold the car for you so no one else can buy it wtf kind of stupid rule is that?
Having a sales background, I could see through every trick these sales people wanted to use. This lady asked me to check out a car and what she said basically translated to, "Oh you better hurry and get it -- unless you bundle with our loan service, that car is not going to be off limits. We won't hold it for you."
I looked back at her and said, "I don't have scarcity mentality.." as that's an obvious sales tactic to get you to buy right then and there (literally terrible sales, they were more focused on getting me to sign their stupid loan bs than getting me a car I would actually be happy with as well as was what I was looking for..)
Anyways.. Their program basically wants you to pay 10-15% APR (assuming you have good credit, I couldn't imagine with crappy credit) when my credit union was more than happy to (with just their loan) make it 3% APR. I took her business card, ripped it and threw it away. Don't bother with these clowns.