My husband & I listen to Dave Ramsey's Financial Peace University radio broadcast on KTAR 93.3 FM at noon time on our way to our second shift employment. Shanna Tingom is one of Dave's ELP's (endorsed local providers). I had a traditional 401 & a Roth 401 from a past employer (that laid me off) just sitting in a Fidelity account. I just sent the checks to her recommended financial trader. If you want the BEST financial advice, listen to Dave Ramsey. He's WEALTHY. Shanna is the very BEST. I have had a great relationship with her. Now I build WEALTH