Patrick does a fantastic job and his rates are very competitive. I just recently did a large life insurance policy with Patrick and he was able to get me an outstanding rate and find a company to underwrite my policy, which wasn't easy since I use nicotine but don't smoke...More importantly, Patrick knows the industry inside and out and he can help you to set up your insurance the right way, upfront! He knows the stuff websites and big companies don't tell you, the important stuff! He is my "go to guy" for insurance and I refer him to all of my real estate clients. Also, his company offers most insurance products: Auto, Home, RVs, Life, etc.