I have Embrace Pet Insurance for all of my 3 cats and used to have it on the 4th (who I had to have put to sleep because of advanced cancer). I can't say enough good things about them. They pay claims promptly and keep me updated on their progress (although you can also check it on their website). They send me personal e-mails regarding the health of my cats and when I had Riley put to sleep, they sent me a sympathy card. I have recommended them to several of my friends.