College kid, 2 accounts, 1 mistake. Some banks advertise 24 hr grace etc. Her mix up was fixed in 24 hrs, they stuck it to her 3 times! Like the commercial, see how many fees we can get. One check was from her, to her, on her own account, they cashed and charged her, clearly a mixup meaning to change between accounts. On top of that they were down right cruel to a young girl in tears. Heatless! Karma is real! Would never recommend you!