McGrath Law is my go-to firm to help with loan modification / mortgage modifications.
I have known Jason McGrath, Senior Partner, for 21+ years now. He's a former prosecutor, and a trial attorney. I've had great success having him help our company on multiple occasions, and now in the last 2 years, with loan modification assistance.
Call Jason if your in Charlotte and even remotely thinking about a loan modification. He'll lay your options out for you, so you can make an informed decision.