Do not purchase!!! Please read and listen to the the negative reviews!! Wish I had before I plunged in, a complete scam. Do not pay out at all and fabricate pre-existing conditions even though my vet and I gave them all the tests and paperwork they requested.
Cannot believe people run a business this way! Wasted a ton of money trying to do the right thing for me and my dog. Also a ton of time! SCAM, STAY AWAY from EMBRACE Pet Insurance. Trust me the first time you need them your claim will be rejected 100%...