I just bought a house in the Madison area (relocating from Colorado). My realtor recommended Oak Bank for my mortgage, and I'm so glad he did. They were extremely fast with their decisions and made sure everything went smoothly. Carrie Montgomery was so friendly and helpful. She answered all my questions and returned phone calls right away. My email account cut out on me the day of the close. I was freaking out I was going to miss something important. Carrie made sure everything went off without a hitch. I will definitely use Oak Bank again.