There are far better methods of investing. Despite the public image of Charles Schwab, most investors will find Schwab to be simply a large group of customer service call center types with little to no actual knowledge about the market. You can give them nice hair cuts and handshakes. You can even put them in a suit and tie, but these are not investing experts. Steer clear of Schwab and handle your trades with eTrade or Scottrade instead. You will save yourself a lot of headaches by avoiding Schwab.