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  • I researched many different pet insurance companies before deciding to purchase a policy thru Embrace. I made sure I read what was covered, the deductibles, and what the waiting periods were BEFORE I signed up. I opted to purchase the Wellness plan in addition to the accident coverage. The Wellness plan clearly states what is covered under it, so you can decide if you need this or not. I have had the policy for a year, and I have not had any difficulties getting reimbursed. My claims are mainly under the Wellness plan (heart worm medication, flea medication, neuter, etc). I have been reimbursed promptly for all my claims. I submitted one claim under the accident plan, but the visit fell below my deductible, so I did not expect reimbursement for that visit. They have a portal where you can view your claims online, which is convenient. You can see when your claim is processed so you can anticipate when your reimbursement will be sent. I highly recommend this policy to my friends who own pets, and have been very pleased with Embrace Pet Insurance.
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