I have closed several mortgages (new purchase and refinance). Justin Garbinski at Paramount was hands down the BEST mortgage broker I have ever worked with. He didn't just have extremely competitive rates and closing costs; he went so far above and beyond the call of duty that I'll never be able to work with another broker again, because they'd be disappointing by comparison. Justin is knowledgeable, personable, and patient -- helping me glilde through a complex, confusing process with ease. He's also honest and transparent, which are critical when you're dealing with the largest financial transaction you'll ever manage in life. I'm a serious researcher and like to thoroughly vet anyone I work with; I've done that hard work, and can confidently say there's nobody better to work with, anywhere. Request Justin the minute you know you need a mortgage. You'll be glad you did!