Since we have two houses across the street we are working on I Applied for a credit card to get 5 off with purchases. After seven inquiries on my credit they said they couldn't verify my identity and declined the account. Called this store since this is where we do most of our business. Explained to the associate what the problem was and asked to speak with a manager. Was told he was busy, I asked for a call back. Never called, either never got the message or too busy. At any rate this is not how you earn my business. Lowes contracts the credit card out to some other company so that is not totally their fault, however no call from the manager (2 requests) is on them...one star. By the way seven hard inquires on your credit lowers your fico score and takes a while to fall off. Just a heads up....