Interest free is a total scam. These people are crooks. We bought couches from here. They told us the couches would be interest free for 1 year. We bought the couches last October. I paid off the couches last week. The next day I receive a bill for $9 in interest. Turns out, they've charged me over $100 in interest over the last year!! Because the "promotion expired." What a joke. It hadn't been more than a few months when the "promotion expired." When they say "interest free for a year" what they mean is "interest free until you stop examining your monthly bill." I'll never shop here again.