This Credit Union is a joke. As the other reviews are dead on. They charge you for everything, and I mean everything. And if you have over $25,000.00 in the bank, they start to charge you a maintenance fee....So, basically, the more you deposit, the more they take. And forget about calling and getting answers, or even going in there, if you don't have a full day to waste. Please do yourself a favor, go elsewhere.