Don't ever get a title loan cause it's a nightmare that never goes away.Yes they will be cordial & assure you that made the best choice but they're legal loan sharks that will make your life miserable. I took out a loan for $3000 & paid $300 a month for well over a year that's over $3600 & when I went for a payoff yesterday they told me I owed $2,952.11 which I paid in full out of discuss so they wouldn't get another penny out of me. I hated whenever I know i was due for payment cause they would text & call constantly...All they want is your money they could care less about your vehicle or any hardship that you have endured. So please do yourself a favor & not due this to yourself & your family & friends or job cause they will harras you like no other...The interest is ridiculous like $10 a day among other fees if you happen to be late! I don't blame the workers it's their management that's hurting the average person that's just trying to get by by making them harass you & threaten you in every way manageable. Fact is that it doesn't go on your credit report but they will try & sue you!