I get it, you're a collection company hopping to get as much as you can from people who have little to no power against you. But when you charge me $1250 for a medical bill I NEVER received or knew about and we come to an agreement that I will settle it on the spot for $800 and you still underhandedly charge me $825 through my card without my knowledge it's definitely a lack of moral and poor character. I'll live without the extra $25, in fact without the full $825, but you folks carry very poor principles and I pray you find your peace outside of your work. God bless.