Bad Bad experience with Paul Sutton of Southwest Direct Mortgage! I wish he would have been honest and invested the time to give me real advice. My credit dropped so low after working with him that now I don't even qualify for a home loan. Then when he knew my credit dropped he stopped returning my call, left me wondering what happened. I'm working with another loan agent just to get my score back to where it was. Ugh. He put me in a real bind!!