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  • The worst. We forgot to submit this document stating why we had to remove a specific person from our articles of organization. I attempted to contact the rep several times but it always went to voicemail and every time he'd call us back it would go to ours, so we were playing phone tag. We are busy running our company, so when we call, we need to be able to speak to someone and not to a voice machine. The bottom line is we forgot to submit this paperwork back to them and they dropped us! We had worker's comp through them for 7 years, with only one claim filed (and the claim wasn't even that much) and they wouldn't re-instate us. Too bad for them, we took our business elsewhere. And I'm actually glad we did because we ended saving $8,000 on our annual policy. I would suggest if you've been in business for a while to get a quote from your other insurance providers (auto, liability, etc.). What I found is that if you bundle, your pricing decreases substantially. This state fund insurance is basically for companies that just start out that don't have a history with anyone, so I guess that is one pro to them. Good riddance Copper Point, I won't miss you. Go Farmer's!
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