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| - DriveTime makes the used car/poor credit buying experience easy.
1) Go online, look at cars, get approved for inhouse loan (everyone gets approved, the amount varies based upon your provable income)
2) Get a call from the dealer or set an appointment at one of the two lots in Las Vegas.
3) Go to your appointment, pay $1000 down (or more, but 1k is the minimum), leave with vehicle.
The good news is that once you are approved, so long as your references and job verification check out, you won't be denied so you don't have to go through hours of paperwork after finding your car to find out you can't get financed.
Joe was an excellent sales rep. They do not negotiate the price so there is no hard sell. He was very informative about the processes, even refusing to show me a car because when he looked at it he didn't feel it was ready to be seen. They offer you water and popcorn while you wait. Their cars are all on the lot and they will take you out on a test drive in as many as you want. All the cars we looked at were in good condition, clean, and started up immediately with a good sounding engine.
I found the vehicle I wanted. Now comes the reason this place doesn't have 5 stars. The paperwork took a ridiculously long time to prepare. I literally sat chatting with Joe for almost 2 hours while they apparently retyped everything that had been entered when I applied into a different system. They assured me they are getting new systems soon but still you need to know that when you do the purchase, you will need to be there for a while, or go have lunch and come back.
The other thing to be aware of, although it is not a complaint, and I do not feel that Joe or the business tried to hide anything from me. In fact, when I inquired, they were very friendly and open about it. However, you need to know the payment quote will include a powertrain warranty and a vehicle locator system totaling about 3k. While these are optional, the payment quote included them and only when I asked was I told they were optional. Don't misunderstand me, they didn't hide it from me nor did they try to make me keep it when I inquired, but they just didn't tell me they were included on the estimate. Moral is, read the estimate first before you commit to the deal and don't be afraid to ask questions.
Your payments will be biweekly and they do have a GPS locator and kill switch if you don't make your payments timely.
Other than that, the experience was great and I walked away with a car I am very happy with. If you have difficult credit, this is a great place to go.
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