Dan offers a plan that gives you peace of mind...AFLAC! The possibility of a major injury/illness or cancer unfortunately exists for everyone so why not have the extra protection? What we like most about Aflac is that we own the policy and the cash is paid directly to us. There are options for individuals as well as small businesses with 3 or more employees. Dan is extremely knowledgeable and I encourage you to reach out to him with any questions. Thanks Dan!