Billie Jo Taney solved what other H&R blocks couldn't solve!
I've been to several H&R blocks and the first one (Maryland and Twain) kept telling me that I owe $880 (total including the tax filing $1200+) I verified with my broker that I have no taxes and penalty on this one but Maryland and Twain person said, "I've been doing this for 13 years"' and laughed at me.
Billie Jo listened to me and she is also familiar with Roth IRA. The amount of gas driving all over the town yesterday is worth it!