This is a decent bank for anyone looking to start a basic banking experience. They aren't open on Sundays but they are open until about 6pm on Fridays which is a plus if you work late! I've seen a lot of perks they offer online but it's really for those with very high credit scores, which I wouldn't find helpful for anyone building credit. The banking experience here is pretty standard, but falls short when showing appreciation to long term customers and for that it's only receiving 3***