If you only has $2 in your pocket and you have a snack attack, Red Sail Boat Bakery might be the place to go...
$1.68 would get you a cup of coffee/tea and a choice of bun/pastry... I saw a lot of locals drops by here for their afternoon tea break.
There are just couple of seats inside the bakery but they were all hoarded by retirees who seems to know each other chatting away.
Egg Tarts ($3.50/6 tax in) are some of the better ones I had in Toronto. The crust is so light and flaky, the filling is smooth and full of taste, fresh from the oven warmness....No, I didn't eat them all... Yes I can if I really have to... I shared them with my coworkers!