BEWARE!! Be sure you check every word in what you sign when you use your Lowe's credit card. They will set you up on deferred interest without your ok. The first time this happened I let it go, but now it has happened again. I was not ever!! asked if I wanted deferred interest on a refrigerator in 9/2015. I was hit this month with the interest. When I called about this issue today, I got an off shore call center. What happened to the this company?