As a bank account it is ok. Sadly even with a decent credit over 700 score could not get a loan through them , they do not do any currency exchange Which I just found out after writing an email through their website and had never got a reply after waiting a week, so I called and went through their automated queue system spoke to a very polite and helpful woman whom I got this info from. Sadly there is little reason to have an account with a credit union that offers so little.