When they do a credit check they use G.E. who is now Synchrony bank. Synchrony is being ordered by the federal government to pay millions for fraudulently charging people mass interest charges on accounts after being promised no interest. I got a letter and couldn't get a reason as to why I got it from Synchrony, so I called Conns and Conns was rude. The guy kept saying, I don't know anything about that, I don't work for G.E. ok? Ok? Sorry I can't help you, Ok? Ok?
Well, here's a review for you Mr. OK!!!
http://www.bbb.org/dayton/business-reviews/credit-cards-and-plans/synchrony-bank-formerly-ge-capital-retail-bank-in-kettering-oh-5001136
http://www.bbb.org/dayton/business-reviews/credit-cards-and-plans/synchrony-bank-formerly-ge-capital-retail-bank-in-kettering-oh-5001136#govtaction
Also, shopping there is worse than the malls because they hawk over you like crazy. Give you no time or freedom to make decisions. I don't shop like that. Even if I went there to buy something I already made my mind up on. I just don't put up with that. I'd rather pay more money to a place that leaves me alone unless I ask for help. A simple, are you doing alright is fine, but the hounding is not cool.