LIFE.CHANGER. This basically sums up my experience with Kelsa and the service that she provides through Fiscal Fitness. I have been a client for about a year and a half, she has helped me get myself out of debt personally as well as help to manage my personal and small-business budget. Every 2 weeks, I would have a small panic attack when it came time to scrape together the funds for payroll, which ultimately is what led me to Kelsa. She has helped me to view money in a different way, get ahead on my payroll, become profitable and best of all, has let me get control of my money and my life. I wish I could give her 10 stars. Well worth it!!