Great experience. I tried everywhere including Drivetime and just ended up being frustrated. I went to Avelino in the credit center and he did for me what drivetime, earnhardts mr ed dept and a few other places couldnt do. Needless to say i know they probably got a couple of points on me. But i am happy drove away with 2016 Ford Fusion with 1500 down. Pretty straightforward experience. Would recommend Avalino and the credit center to all people looking to purchase a car with bad credit.