My wife has this bank because everyone at her work said its a good bank. But I notice so many inconvenience.
First off you have to go into the bank to make certain transaction or you have to go to only certain 7eleven location which has there atm so you don't get charges on any fee.
When you have a negative on your account the bank still lets you use your debit card and guess what of course they hit you with overdraft fees. Which is almost $40. Adds up to all the purchases. I could use that money for gas.
Don't waste your time with this bank. It ain't worth the time and money.