What a scam. I went in looking for a Brand new Tacoma. After looking at a couple I found the one I wanted. Negotiated a great price and was ready to sign the papers. All of a sudden they didn't work with Desert Schools Credit Union. They said they had problems with them paying loan payments in the past,(huge red flag) but they would finance me. Well my credit is perfect so i said give it a shot. They quoted me at way above what Desert Schools. Long story short they were trying to make up the money from our "deal" in interest and the "kick back" for using their lending institution.(Wells Fargo) I walked. I'm a life long Toyota owner and will find my truck somewhere else. Oh by the way I filed a complaint with Toyota headquarters.