So I got my vehicle refinanced through these guys. At the time of loan qualification I was told my payment was going to be 330.81. But now my payment jump to $547.21. There are saying I do not have a proof of insurance on my vehicle which I do and I had Insurance company send them all paperwork but yet they will not lower my monthly payment back to the original amount and will not refund all the money they have taken out of my account without my permission. If I could give it time zero stars I would but unfortunately there is no option for zero stars this company is the worst I have ever had to deal with. There are liars and cheats. My advice to all you do not use them!