Alright I love their rates and thats about where that stops. I went in for a loan set for hours. Then they were only approving me for half the kelly blue book price for my loan. So they went look at my vehicle and because it was dirty from they decided the underwriters wouldn't approve it. If I clean a car that has been sitting for litrelly 3 years back up and take it to them I bet you this they would approve it. I don't think they have any common sense any dirty vehicle with dust can be cleaned.