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  • Third Federal started out nice, polite, expounded to my calls, and followed through until they got to the point of telling me they would not meet the %age quoted. Then, they did not follow through, said I'd have to wait for a couple of weeks until a new program came out which would still give me my original 4.8%. Several weeks later, the rate when to 6.2%, higher than my current rate, and an interest only loan, and a $paydown to get that loan. They are not reliable, trustworthy, honest. In addition, their flyer says that If I opened a mortgage with them b4 Oct 11, 2017 I would get a $100 gift card for Home Depot. Guess what??? No gift card!!!! They said I had to close the mortgage to get it. The FLYER DOES NOT SAY THAT. It says "must originate mortgage to get gift card." The definition of "Originate" is to initiate, to begin, etc., etc. DO NOT start a loan with them.
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