As a local business with Independent Contractors all over the US, occasionally I have had to send money to my contractors to pay them. I also have used Western Union in the past to send money to family and friends. Well, when I went to send money to a family member (my God-daughter) through Western Union today and got put through more changes than a coin changer in a laundromat, enough is enough! Here I am paying Western Union for a service what I thought was to transfer money, when what I am really paying for is for them to track, monitor and scrutinize my business and transactions! Well NO MORE! Never again will I or anyone who does business with me will ever do business with Western Union again. Money Gram doesn't put their customers through what Western Union does! I am through with Western Union! Much, Much easier to go to Walgreen's and purchase a GreenPack Card and reload it. Cheaper too! Faster than Western Union! No Scrutiny! No questions! No hassles! Plus safer!