As a first time home buyer I was very nervous and did not know what to expect I shopped around for different mortgage companies until I was referred to people's mortgage by my realtor (he was great too!!) And I must say this was the best referred place ever. My loan officer was there every step answering questions and concerns. He simplified everything for me. They we quick and fast getting forms I needed to me to be signed. I really was happy with the services and customer service they provided. I recommend eveyone to them!!!