Do not do business with this company, i had a small amount of an old bill that was on my credit report 37 dollars, this made me a person who was denied to rent a house from this company, my family needed two check stubs and i needed four and other prof,all was given and a week had pass called the company and was told about the report, that was taken care of that day,when i called about why i needed four check stubs, i was told not to aurgue with who ever she was no name and not very good English either, just fair warning if your not Asian go some where else. Wow i just saw some of the other reviews I am so glad i had a credit issue and you can go to credit karma for free.