My son goes in on October 2nd 2017 for a wrist x-ray. Insurance pays on October 20th 2017. I receive a 1st statement on October 25th 2017. Now on November 5th 2017 I get a 2nd statement with a red label stating if payment is not received within 10 days, my account will be turned over to a collection agency. Avoid medical facilities like this that have billing problems, you can end up with a damaged credit score.